In development

The equestrian module is coming.

Early access organisations are shaping the feature set now. If you work in the equine sector and want to be involved before the public launch, register your interest below.

Enterprise: Equine Professionals

Horse ownership is complicated. The documentation usually is not good enough.

Whether an arrangement is called a loan, a lease or an agistment, the problem is the same. A document is created at the start, signed by both parties, and then filed away while the arrangement evolves around it. Care responsibilities shift. Costs accumulate without a shared record. Veterinary authority becomes ambiguous. When things go wrong, and in equine arrangements they do, there is almost never a contemporaneous record of what was actually agreed, paid and done.

Pawsettle is building a structured documentation and evidence platform for this: not a legal service, not a generic template, but a working record of what was agreed, what was contributed and what actually happened across the life of the arrangement.

The problem

Where equine arrangements break down.

The arrangement document that no one looks at again.

Whether it is called a loan agreement, a lease, or an agistment arrangement, the pattern is almost always the same: a document is signed at the start and then filed and forgotten. It does not adapt as circumstances change. It does not record what actually happens during the arrangement. When things go wrong, both parties have a different recollection of what was agreed, and there is no contemporaneous record to refer to. The disputes that follow are expensive, emotionally damaging and almost always avoidable.

Co-ownership with no governance structure.

Two people own a horse together. Each contributes to the costs. Neither has a formal record of what they have paid, what decisions they have authority over, or what happens if one party wants to exit. There is no equivalent of a shareholder agreement for horse co-ownership, and the disputes that arise involve significantly higher financial stakes than most domestic pet arrangements. A structured record of cost splits, decision rights and exit conditions changes that before the arrangement breaks down rather than after.

Care responsibilities that are agreed verbally and remembered differently.

Who authorises the veterinary professional? Who covers the farrier or the additional care costs if the owner is away? What happens to competition permissions when the loan arrangement changes? These questions are usually answered in conversation and recorded nowhere. A written, updateable record of care responsibilities and delegated authority removes the ambiguity before it becomes a dispute, whether the arrangement is called livery in the UK, agistment in Australia, or boarding somewhere else.

Care and cost records scattered across too many places.

A horse's care history, health interventions, cost contributions and care notes exist across yard diaries, veterinary records, farrier notes and the owner's phone. There is no single record. When a horse is sold, an arrangement transfers, or a dispute arises, the incoming party or legal adviser has a partial picture at best. A unified record of what happened, who paid for it, and when, changes what is possible when it matters.

Phase one

Starting with loan and lease arrangements.

The first release focuses on the arrangement that causes the most disputes and has the weakest documentation culture across every market: the loan, lease or agistment between an owner and a carer. The platform pairs a structured agreement builder with an ongoing record of what actually happens during the arrangement. Not just what was agreed at the start.

Loan, lease and agistment agreement builder

A guided process for creating a comprehensive arrangement agreement that covers care responsibilities, cost allocation, insurance expectations, authority over veterinary decisions, competition and travel permissions, holiday cover, exit conditions and handover expectations. The agreement remains live and reviewable throughout the arrangement, not signed once and set aside.

Care and responsibility log

A timestamped record of care activities, veterinary visits, farrier appointments, health events and cost contributions, built up over the life of the arrangement. This is where the platform goes beyond a document: the log creates a contemporaneous record of what actually happened, not just what was agreed at the start. In a dispute, that record is the difference.

Expense and contribution record

A structured log of who paid for what and when. In equine arrangements, cost disputes are often the most damaging part of a breakdown. A clear contribution record, maintained throughout the arrangement, removes the ambiguity before it becomes a problem and gives both parties a shared source of truth.

Document vault

Secure storage for insurance documents, veterinary correspondence, passport records, farrier notes, competition records and the arrangement agreement itself. All in one place, accessible to the parties who need it, with appropriate permissions for each.

The wider platform

What we are building toward.

Loan and lease arrangements are the starting point. The roadmap extends to co-ownership governance, responsibility records for yards and agistment properties, unified health timelines, and a professional dashboard for yards and legal advisers managing multiple arrangements. Early access organisations get input into what is built and in what order.

Coming next

Co-ownership governance and exit builder

Structured documentation for shared ownership arrangements covering cost splits, decision-making authority, right of first refusal and exit conditions. The equine equivalent of a shareholder agreement, built for the way horses are actually co-owned.

Coming next

Livery, agistment and boarding responsibility record

A clear written record of what the yard, property or facility provides and what the owner is responsible for. Updated as arrangements change, not fixed at the point of move-in.

Coming next

Unified health and care timeline

A complete care history pulling together veterinary records, farrier notes, care log entries and manual health events into a single visual record. When an arrangement transfers or a legal adviser needs the full picture, it is already there.

Coming next

Professional and yard dashboard

A multi-arrangement view for yards, loan placement services and equine legal advisers managing multiple horses and clients. Status indicators, upcoming review dates and a client invitation flow, built for the professional buyer from the start rather than added later.

Who it is for

Individual owners and equine professionals.

The platform is built for both. An individual owner managing a single loan arrangement has the same need for a clear, evidence-backed record as a yard managing twenty. The professional tier, with a multi-arrangement dashboard and client invitation flow, is part of the platform from phase two, not added later.

Private owners and carers

Anyone entering a loan, lease or agistment arrangement who wants a documented, reviewable record of what was agreed and what has happened, rather than a PDF that becomes unreliable the moment circumstances change.

Livery yards and agistment properties

Yards and properties managing multiple arrangements who need a consistent record of care responsibilities, cost contributions and authority delegations across their full book of horses.

Equine legal advisers and welfare organisations

Solicitors, legal advisers and loan placement services whose clients would benefit from arriving with documentation rather than a verbal account, and who need a structured record they can refer to in a dispute.

Early access

Be part of building it.

The equestrian module is being developed with input from professionals who work in the sector. If you run a livery yard, manage loan or lease placements, handle equine disputes in a legal context, or work in equine welfare, we want to hear from you. Early access organisations get input into the feature set, priority access at launch and direct contact with the team throughout development.

Register your interest